All eyes are now on Mutuum Finance (MUTM) after it posted the results of its Certik Audit, which it successfully passed. Following the successful audit, interest in the DeFi projects has soared to new heights. Before this audit, some crypto investors were hesitant to jump into the project as they awaited the audit results. However, since the audit report came out on May 23, 2025, the project has experienced a frenzied purchase of its presale tokens.
The Mutuum Finance (MUTM) presale, which is in phase 5, has sold over $9.4 million worth of tokens, with over 6% of the tokens reserved for the current phase having already been sold. Thus far, over 11,200 participants have joined the presale, with the number expected to rise as word of the audit gets around. While Mutuum Finance (MUTM) had already proven quite a success even before the audit results, it has received quite a major boost in confidence.
In the current phase 5 of the presale, tokens are going for $0.03 per token, which is a guaranteed 100% return based on the planned listing price of $0.06. For those who wait longer, the price will go up 16.67% in the upcoming phase 6 to $0.035.
Many investors were already attracted to the project by its value proposition, which promises to change DeFi forever. Let us take a deep dive into Mutuum Finance’s utility.
The Mutuum Finance (MUTM) Value Proposition
Mutuum Finance (MUTM) primarily aims to address gaps in the DeFi lending markets. To do so, it plans to launch a lending protocol that will feature two modes. These are the P2C (peer-to-contract) for stable assets with high liquidity, and P2P (peer-to-peer) for assets with low liquidity, and bigger price swings like the DOGE meme coin. The goal of Mutuum Finance (MUTM) is to cover as much of the potential market as possible by covering all risk appetites in an environment where users can earn interest while protecting their positions via overcollateralization.
With the P2P model, lenders deposit their digital assets into an audit smart contract pool, from which they supply liquidity to willing borrowers. The annual percentage yield rate of each pool is determined by its utilization rate. This mechanism is designed to encourage more lenders to deposit their funds as the yield rate rises. However, it also discourages borrowers, which leads to a positive feedback loop that stabilizes the rate for maximum capital efficiency.
Depositors that use this mode will receive mtTokens that represent both their share in the pool, and accrued interest. For instance, if they deposit $500 worth of ETH in a pool, they will receive mtETH tokens of a corresponding value.
When using the P2P mode, which is for low liquidity meme coins like SHIB, lenders and borrowers interact directly with each other and negotiate terms. They can decide on the loan duration, interest rates, and much more. Since there is no shared liquidity pool, the returns can be potentially high while shielding the overall protocol from increased volatility. In both modes, all loans are overcollateralized, which ensures the protocol can absorb any sudden market shifts.
Earnings Opportunities Within Mutuum Finance (MUTM)
Besides the annual percentage yield in the pools, Muuum Finance (MUTM) will launch with several other earning avenues. One of these avenues is dividends from the protocol’s revenue streams. The project will buy back MUTM tokens from the open market, which will help to increase their upward price pressure.
These purchases will then be distributed to protocol stakers, thus rewarding them for maintaining the health and security of the ecosystem. The buy back and distribution program will also serve as an incentive, encouraging more stakers to join the ecosystem, thus deepening its overall liquidity.
Another avenue for earnings is via arbitrage in the decentralized stablecoin. Mutuum Finance (MUTM) plans to launch a USD-pegged stablecoin, whose price will be maintained by arbitrageurs.
Awesome $100K Price Giveaway
Mutuum Finance (MUTM) is currently running a promotion where all participants in the presale have an opportunity to win part of a $100K prize giveaway. To be part of this promotion, you only need to participate in the presale with a $50 MUTM token purchase, and you are in.
In addition to the $100K giveaway, the top contributors in the presale will be added to a leaderboard, where they have a chance to earn bonus spot MUTM token rewards.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuumfinance.app/
Linktree: https://linktr.ee/mutuumfinance
