As the crypto market experiences heightened volatility after the recent highs, Mutuum Finance (MUTM) has managed to stay ahead of the noise. Investors looking for new growth opportunities are pouring into it, expecting to make 5x gains or more when it goes live.
Mutuum Finance (MUTM) has raised over $9.4 million in its ongoing presale, which is currently in phase 5. Over 11,200 unique buyers have participated in the presale, which has smashed past previous phases in record time.
In the current presale, tokens are going for $0.03, a 20% increase from phase 4, when tokens were going for $0.025. The token price will rise by 16.67%, reducing the expected ROI from 100% to 71.43%, based on the listing price of $0.06.
Mutuum Finance (MUTM) Clears Audit
Mutuum Finance (MUTM) cleared its Certik audit with ease, helping to confirm what early supporters already knew; this is the future of decentralized finance. The Certik audit report provides the team with more options, including the ability to get the token listed on a top tier exchange.
Due to the premium that is placed on verifiable trust in the crypto world, a clean Certik audit helps to make it easier when looking for a listing on a major exchange. While nothing is confirmed yet, the team expects that MUTM tokens will get a listing on some of the biggest crypto exchanges worldwide.
Mutuum Finance (MUTM) Reinvents DeFi
Experts expect this under-$1 project to make huge gains when it goes live because of its unique dual-mode lending protocol design. The protocol supports both P2C and P2P concepts, which, while simple, have the potential to revolutionize DeFi forever.
In the P2C (peer-to-contract) mode, lenders and borrowers interact via a shared liquidity pool. The lenders earn interest on the funds they supply to the pool on an annualized percentage interest basis. The interest rate for each pool is determined by its utilization, which ensures maximum capital efficiency.
The P2C mode features mtTokens, which are designed to allow lenders access to instant liquidity. As such, they never miss any opportunities to profit in the crypto market. Once a lender deposits $4,000 worth of ETH, for instance, they receive mtETH tokens. These tokens represent the value of their share in the pool, plus any interest they accrue. The tokens are based on the ERC-20 token standard, and they can be traded on secondary markets or used as collateral to acquire loans within the protocol.
In the P2P (peer-to-peer) mode, users can directly lend, and borrow speculative assets like the BONK meme coin. These are assets that are traditionally shunned by the DeFi world due to their high volatility. However, they are kept in a separate marketplace, which allows users to explore numerous trades without impacting the overall health of the ecosystem.
Another notable aspect of the protocol is that borrowers have access to stable and variable rates. While variable rates are dependent on pool utilization, the stable rates are designed to ensure predictability.
The entire ecosystem is maintained via a stability factor that is built into the protocol. It ensures that when the value of collateral for a given loan falls below a certain threshold based on a multitude of factors, the position is liquidated. Liquidators step in to purchase the debt at a discount, which helps to preserve the health of the protocol.
How Stakers Are Incentivized
On top of the annualized percentage yields, stakers on Mutuum Finance (MUTM) are also incentivized via dividends. These are paid from profits of the protocol, which are used to purchase MUTM tokens on the open market. They are then distributed to users of the protocol who help to maintain its security.
Besides rewarding stakers, and incentivizing more to join, it also has the effect of shoring up the price of MUTM tokens. Consequently, the price of the tokens is likely to climb higher over time, serving an important incentive for new token owners to hold them.
The Mutuum Finance (MUTM) is designed for long-term stable growth. The developers are focused on the long-term benefits of transforming DeFi, while allowing everyone to be part of this revolutionary platform at the low entry price of $0.03.
For more information about Mutuum Finance (MUTM), visit the links below:
Website:https://www.mutuumfinance.app/
Linktree: https://linktr.ee/mutuumfinance
