Ripple’s recent legal settlement with the SEC has sparked renewed interest in XRP price predictions, with analysts predicting significant growth potential following the resolution of a years-long lawsuit.
As XRP gains momentum, Dawgz AI ($DAGZ), an Ethereum-based meme coin powered by advanced AI trading algorithms, has also surfaced, drawing attention for its unique blend of technology and community engagement. That aside, let’s explore the latest XRP price predictions, the impact of Ripple’s victory, and why this AI-driven token is worth our watch.
Ripple’s Legal Win: A Game-Changer for XRP
In a historic development, Ripple and the SEC reached a $50 million settlement in May 2025, significantly lower than the initial $125 million penalty imposed in 2024. This agreement, pending judicial approval, marks the end of a lawsuit that began in December 2020.
The settlement resolves allegations that Ripple violated securities laws by selling XRP to institutional investors, while Judge Analisa Torres ruled that XRP sales on public exchanges did not breach securities regulations. This clarity has boosted investor confidence, as evidenced by XRP’s price surge to $2.6006 on May 13, 2025, before stabilizing at $2.57 at the time of writing.
The resolution removes a major regulatory overhang, potentially paving the way for institutional adoption and new financial products like XRP exchange-traded funds (ETFs). Posts on X reflect this sentiment, with some users projecting XRP could reach $5.85 or even $18.22 in the long term, driven by technical patterns like Elliott Wave structures.
Current XRP Price and Market Trends
At press time, XRP is trading at $2.57, with a 1.54% increase over the past 24 hours, per CoinMarketCap. This uptick follows a broader market rally fueled by a U.S.-China trade deal and Bitcoin’s breakthrough past $100,000. XRP’s market cap ranks it among the top cryptocurrencies, with CoinMarketCap placing it in third place globally, underscoring its significance in the digital asset space.
On-chain metrics also signal growing activity. Data from XRPScan shows average transactions per ledger rising, indicating higher network usage. However, analysts caution that XRP’s trajectory depends on macroeconomic factors, such as U.S. inflation data and Federal Reserve interest rate decisions.
XRP Price Predictions: Analyst Insights
Analysts are optimistic about XRP’s future, citing regulatory clarity and Ripple’s expanding role in cross-border payments. Here’s a breakdown of short- and long-term XRP price predictions:
- Short-Term (2025): Technical analysts point to XRP breaking a 112-day downtrend, with potential to hit $2.80 soon. If momentum holds, some predict a new all-time high above $3.00, supported by low exchange inflows and bullish Relative Strength Index (RSI) signals. Others suggest a target of $5.81 if Ripple’s On-Demand Liquidity (ODL) service gains traction.
- Mid-Term (2026-2030): Standard Chartered forecasts a 400% rally by 2026, potentially pushing XRP to $10 or higher, driven by ETF approvals and institutional adoption. By 2030, XRP could trade between $16.92 and $26.97, fueled by partnerships with banks.
- Long-Term (2040): Ambitious projections suggest XRP could reach $178.82 by 2040, assuming widespread adoption in global remittances and central bank digital currency (CBDC) development. However, these figures hinge on regulatory support and market conditions.
Despite the optimism, risks are there in the crypto space. A recent $35 million liquidation of long positions indicates volatility, and XRP’s failure to sustain above $2.50 suggests trader indecision. Analysts warn that a drop below $2.00 could trigger a correction to $1.96.
Why Ripple’s Win Matters
Ripple’s legal victory is more than a corporate milestone; it’s a precedent for the crypto industry. The ruling clarifies that XRP is not a security when sold on public exchanges, reducing regulatory uncertainty.
This could accelerate Ripple’s partnerships with financial institutions, as XRP’s XRP Ledger offers transaction speeds of 3-5 seconds and fees as low as $0.0002, making it a strong competitor to traditional systems like SWIFT.
Moreover, Ripple’s launch of Ripple USD (RLUSD) in late 2024 aims to enhance the XRP ecosystem by facilitating stablecoin-based payments. This move could drive demand for XRP as a bridge currency, further supporting bullish XRP price predictions.
The Rise of AI-Powered Tokens: A Greenlight to Dawgz AI
While XRP dominates headlines, the crypto market is also seeing a surge in AI-powered tokens. One token is turning heads by combining blockchain technology with artificial intelligence to offer innovative solutions, from trading algorithms to community-driven ecosystems. Dawgz AI ($DAGZ) stands out as a promising contender for those looking for the best crypto to buy now. Dawgz AI has raised over $3.53 million in its presale, with the current price at $0.004 and set to rise to $0.00438 before the $0.00702 launch price.
Built on Ethereum and audited by SolidProof, $DAGZ merges meme culture with AI-driven trading algorithms, aiming to deliver consistent returns with minimal effort. Unlike other meme coins, $DAGZ emphasizes utility through its blackbox AI algorithms, crafted by seasoned Wall Street traders. Watch this video about its price prediction.
The project’s 8.888 billion token supply is allocated thoughtfully, with 30% for presale, 20% for staking rewards, and 15% for community engagement, encouraging long-term growth. Investors can also stake tokens for additional rewards, enhancing the appeal for those seeking passive income. Dawgz AI’s roadmap includes exchange listings and global outreach, promising a vibrant community that can grow alongside XRP’s institutional adoption.
Conclusion
The future looks bright for XRP, with XRP price predictions reflecting optimism after Ripple’s legal win. From short-term targets of $2.80 to long-term dreams of $100, XRP’s role in global finance is expanding.
At the same time, projects like Dawgz AI offer a fresh perspective, combining AI-powered trading with the viral energy of meme culture. As the crypto market evolves, both XRP and $DAGZ present opportunities for investors to engage with cutting-edge technologies and potentially reap significant rewards. Stay informed, monitor market trends, and consider diversifying with innovative tokens to navigate this exciting landscape.
Frequently asked questions
Is XRP going to skyrocket?
While no one can predict with certainty, XRP’s recent legal win and growing adoption suggest strong growth potential. Dawgz AI can also skyrocket as AI integration in crypto gains mainstream adoption.
Can XRP reach $100?
Reaching $100 would require unprecedented adoption and market cap growth. $DAGZ’s AI trading algorithms could help investors capitalize on XRP’s rally, which can translate to explosive returns if XRP reaches $100.
Can XRP take over SWIFT?
XRP’s XRP Ledger offers faster, cheaper transactions than SWIFT, positioning it as a viable alternative. Meanwhile, $DAGZ’s focus on AI-driven profits aligns with the trend toward efficient, tech-driven financial solutions.
Can XRP be used globally?
Yes, XRP is already used by institutions like Santander for cross-border payments. As global adoption grows, $DAGZ’s community-driven approach could similarly expand its reach, blending AI innovation with meme appeal.
